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yacht insurance
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Took me about two weeks shopping for yacht insurance before the season. The first thing I learned: the cheapest quote often hides a pile of exclusions. Look at whether the hull is insured at agreed value or ACV — with ACV, depreciation eats the payout after a total loss. If the boat is older, be ready for the insurer to ask for a recent survey. Most of the confusion comes from the policy language, so a good starting point is https://yacht-insurance.net — it lays out the main coverage options in plain English. Also read the navigation limits carefully: cruising outside them can get a claim denied. On the East Coast and the Gulf, the named storm deductible is usually a percentage of hull value, not a flat amount. Pay attention to liability limits — wreck removal and guest injuries can exceed the value of the boat itself. Get at least three quotes and read the exclusions before you sign. |
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楼主: 舒哥雅阁
plbeautify:need_renew
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